IT equipment insurance during a data center relocation is not a single policy — it is a layered coverage framework that must be confirmed before any hardware leaves the origin facility. Most standard commercial general liability and property policies exclude equipment in transit. This gap must be closed explicitly before the move begins.
Inland marine coverage, also called equipment floater insurance, covers owned hardware against damage or loss while in transit. For a data center relocation this is the foundational policy — it travels with the equipment regardless of physical location during the move.
Cargo insurance covers goods in the care and custody of the transportation vendor. Verify that the specialized IT equipment mover carries cargo insurance sufficient to cover the full replacement value of the hardware being transported — not just their standard per-pound liability limit.
Environmental monitoring during transit — temperature, humidity, and shock logging — provides documentation for insurance claims and compliance purposes. Relocation Strategies requires environmental monitoring on every sensitive hardware transport engagement.
Business interruption coverage protects against lost revenue and additional expenses if the data center relocation results in unplanned downtime. For mission-critical operations, this coverage should be reviewed and confirmed before the migration window opens.
Relocation Strategies reviews insurance requirements in the planning phase of every data center relocation and confirms that every vendor carries appropriate coverage before the first piece of equipment moves.
Contact Relocation Strategies at relo-strategies.com/contact-us/ or call 714-735-4959 (24/7).